| Installation |  | Plan design and consulting provided by 401(k) trained personnel |
| | | Customized plan for takeover cases |
| | | IRS and DOL filing |
| | | Preparation of Summary Plan Description booklets |
| | | |
| Enrollment | | On-site group enrollment meetings |
| | | Personalized enrollment kits |
| | | Employee enrollment and investment educational presentations |
| | | |
| Administration | | Professional 401(k) manager assigned to your plan |
| | | Maintenance of eligibility and vesting records |
| | | Total compliance testing |
| | | Monitoring of Sec. 402(g) annual deferral limits and Sec. 415 annual additions |
| | | Loan administration |
| | | Trustee services available |
| | | |
| Participant Information | | Real time daily valuation recordkeeping |
| Innovative, quarterly "Participants Statement" mailed to participant’s home presents easy-to-follow account information |
| | | Internet access to daily account values |
| | | Toll-free 800 number for account information, investment election changes, initiation of loan paperwork and more |
| | | |
| Benefit Payments | | Checks mailed within five business days after request is received in good order by home office |
| | | Benefit payments and employee directed interfund transfers are always made at market value from the separate accounts and at book value from the Fixed Account |
| | | |
| Ongoing Services | | Administrative Procedures Manual for quick reference |
| | | Ongoing enrollment and plan education support |
| | | Ongoing legislative updates |
| | | Plan sponsors have a choice of e-mail or the 800 number for any questions |
