| Employer Services Plan Design. Ruscitti Associates assists you in designing a retirement plan to meet your specific corporate needs and the needs of your employees. Plan Documents. You have the choice of a prototype or volume submitter plan. As laws change, we also can provide amendments to the prototype or volume submitter plan for review by you and your advisors. We also can accommodate individually designed plan documents and those you have prepared by an outside service. Legislative Updates. Ruscitti Associates provides periodic legislative and compliance updates informing you of regulatory developments. We work with you and your plan advisors to keep your plan in compliance. IRS Qualification. Preparation of IRS forms and schedules to obtain a ruling from the IRS on the qualified status of your plan. Enrollment Support. Your employees receive a thorough, on-site explanation of the plan. We help you develop a program that encourages plan participation and explains the importance of regular, long-term savings and financial planning. Employer Reporting. In addition to contribution allocation reports (participant level) and investment fund information (fund level), there are several other reporting features available, such as: Benefit Payments/Distributions. Prompt and accurate payment of retirement benefits, loans, hardship and other in-service withdrawals. Checks are mailed directly to participants and beneficiaries. Tax Reporting. Preparation of IRS tax reporting of all distributions made to participants. Electronic Fund Transfer. Wire transfer of funds from your bank to the Trustee or fund account. | 
401(k) / 401 (m) test and analysis